Giangola Insurance
Giangola Insurance
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The Best Ohio Health Insurance Plans for 2018
The Best Health Insurance Plans in Ohio for 2018
Next Step: hubs.ly/H01ndv70
Medical Mutual HMO 6400 HSA
Medical Mutual HMO 4000 HSA
Medical Mutual HMO 2000/30
Cleveland Clinic + Oscar Bronze Plan
Honorable Mentions
MedMutual 7350
It’s that fantastic time of year again, you know, the time you get to pay more for the same thing you already have.
If it feels like you’re the only one, don’t worry it’s happening to everyone. There’s plenty of reasons for this, but explaining them right now won’t do much to calm the quiet homicidal rage you might be feeling.
With that being said, my job here at Giangola Insurance is to help you push that rage aside long enough to identify the “best” plan for you or your family.
It’s something I help thousands of people do every year.
So much so that this is the sixth installment of the “Best Health Insurance Plans in Ohio” list.
The Best Ohio Health Insurance Plans in 2017
The Best Ohio Health Insurance Plans in 2016
The Best Ohio Health Insurance Plans in 2015
The Best Ohio Health Insurance Plans in 2014
The Best and Worst Ohio Health Insurance Plans in 2013
What You Need To Know First
Say goodbye to your PPO
As far as I can tell, you will not be able to buy a plan in Ohio with a full PPO network. Sadly, your choices will all be HMO plans.
If you’re not sure what the difference is, check out PPO Vs. HMO: What’s the Difference and Which is Better?
Where Did the Cleveland Clinic Go?
If you live in the Northeast Ohio area, it might have come as a bit of shock to learn that Medical Mutual would no longer include the largest hospital system in its network.
Anthem’s Out in Ohio
Like Aetna and United last year, Anthem is gracefully pulling their hat from the health insurance ring in Ohio this year.
That means you’ll need to find a new health insurance company this year and there’s good chance you won’t be thrilled with your options.
Now that we got that out of the way, let’s get on with the list.
Переглядів: 4 461

Відео

How to Understand Your Ohio Medicare Supplement Plan N
Переглядів 8436 років тому
Next Step: hubs.ly/H08k7jN0 Now that you’re rounding the final turn to cross the Medicare finish line, you’re realizing this is the first time you’ve had to deal with your health insurance on your own. Don’t worry it’s not going to be that bad. It feels a little worse than it actually is because you can’t open your mailbox without seeing a postcard of a happy grey haired couple trying to tell y...
How to Understand Your Ohio Medicare Supplement Plan F
Переглядів 1916 років тому
Next Step: hubs.ly/H08k7jN0 First things first, it’s easiest to think of the different plans and parts of Medicare as building blocks. Each plan or part builds on from one another and occasionally removes a piece here or there. Starting at the beginning, Plan F is going to cover the deductible for Medicare Part A and B. Part A handles anything related to being admitted to the hospital, where Pa...
How to Understand Your Ohio Medicare Supplement Plan G
Переглядів 2976 років тому
Next Step: hubs.ly/H08k7jN0 You’re probably knee deep in the process to make sense of all the different medicare supplement plans available in Ohio. You’ve been counting down to this moment for a couple years and now that it’s finally hear, the panic might start setting in. For the last six months you haven’t been able to turn around without someone trying to remembering you how old you're gett...
How to Talk to a Doctor When You Can’t Afford It
Переглядів 5777 років тому
Next Step: hubs.ly/H07vz1T0 Let’s be honest, health insurance or no health insurance, it’s not cheap to go to the doctors office. You’re often faced with a difficult decision when you get sick. Do you spend your last $120 on a visit to your doctor or do you buy groceries for the week? Sometimes, maybe most times, the money just isn’t there. When unexpected expenses hit they’re usually avoided, ...
Do You Need Dental Insurance?
Переглядів 21 тис.7 років тому
Next Step: hubs.ly/H07vz1T0 You might not believe me if I told you the number of people who are more worried about insurance for their teeth than the rest of their body. Even more surprising, those people who want to make sure their teeth are always taken care of don’t go to the dentist that often. To help prevent you from making a potential mistake insuring your teeth, let’s breakdown the actu...
The Best Health Insurance Plans in Ohio for 2017
Переглядів 2,4 тис.7 років тому
Next Step: hubs.ly/H01ndv70 Your yearly health insurance search is one you probably approach with anxiety, fear and a pinch of anger mixed in for good measure. Figuring out what the “best” plan is can feel like trying to hold water in a pasta strainer. Just when you think you’ve got every hole covered, water keeps spilling out. My job here at Giangola Insurance is to help you identify what that...
How to Not Get Scammed When Buying Health Insurance
Переглядів 42 тис.7 років тому
Next Step: hubs.ly/H01ndv70 If you’re not completely sure what you bought, there’s a good chance it isn’t real health insurance. I’ve been selling health insurance for seven years, which has covered pre and post Obamacare policies. The one thing that has remained constant is the fly by night indemnity plans that prey on your confusion and desperation. I’ve lost count over the years the number o...
How Can You Save Money On Your Prescription Medication at Walmart?
Переглядів 1,1 тис.7 років тому
Next Step Free Card: hubs.ly/H04J_7M0 24/7 Doctor Access Card: hubs.ly/H0372-c0 If you’re a veteran of high cost prescription medication, you’ve probably found the dark and seedy discount card corners of the internet. Being a licensed health insurance agent, I often looked down on those discount cards from my health insurance high horse. They all had the feeling of a late night infomercial that...
Why Did Medical Mutual Cancel Your Health Insurance?
Переглядів 7777 років тому
Next Step: hubs.ly/H01ndv70 First, let’s get one thing straight, these cancellations or discontinuances only apply to individual health insurance policies in certain counties in Ohio. You might have recently received a letter in the mail from Medical Mutual letting you know that they won’t be offering your health insurance plan in 2017. As a result, you might have blacked out momentarily or suf...
Teladoc Vs Doctor on Demand: Who’s the Best Virtual Doctor for You?
Переглядів 9 тис.7 років тому
Next Step: hubs.ly/H0372-c0 We’re going to compare these companies across five different categories: Company History Cost/Pricing Platform (Web & Mobile App) Talking to a Doctor Follow-Up Pricing/Cost This is where you are going to see the biggest difference between these two companies. Teladoc offers subscription style pricing, normally sold as part of a package with other discount benefits. Y...
Top 5 Telemedicine Problems and Solutions
Переглядів 9 тис.8 років тому
Next Step: hubs.ly/H0372-c0 So you're trying to decide if you want to give this new telemedicine thing a try? But before you can do that you want to know the good the bad and the ugly about how it works. That’s probably a smart idea. I’ve spent the last three months talking with and researching every “telemedicine company” I could find. In doing so, I put together my list of the top 5 problems ...
Teladoc Vs American Well: Talking to a Doctor
Переглядів 3148 років тому
Next Step: hubs.ly/H0372-c0 Teladoc Vs. American Well - Platform (App & Website): ua-cam.com/video/zyh6siX7eRc/v-deo.html Teladoc Vs. American Well - Pricing Differences: ua-cam.com/video/WmCWvpKBHlo/v-deo.html Once I was connected with the doctor I was very upfront and told him I was testing out the service because our agency was considering offering Teladoc’s services to people. He was very u...
Teladoc Vs American Well: Platform (App & Website)
Переглядів 4398 років тому
Next Step: hubs.ly/H0372-c0 Teladoc Vs. American Well - Pricing: ua-cam.com/video/WmCWvpKBHlo/v-deo.html Teladoc Vs. American Well - Talking to a Doctor: ua-cam.com/video/gcQndMFpAlM/v-deo.html I’ve tried video calls with Teladoc on both my desktop computer and my phone. My first video visit was done on my desktop and went surprisingly well. I set up my initial profile and provided my medical h...
Teladoc Vs American Well: Pricing and Cost Differences
Переглядів 1,1 тис.8 років тому
Next Step: hubs.ly/H0372-c0 Teladoc Vs. American Well - Platform (App & Website): ua-cam.com/video/zyh6siX7eRc/v-deo.html Teladoc Vs. American Well - Talking to a Doctor: This is probably going to be where these two companies differ the most. Teladoc offers subscription style pricing, normally sold as part of a package with other discount benefits. You pay a flat monthly fee and you can get tre...
Teladoc Vs American Well: Which Telemedicine Company is Right For You?
Переглядів 8 тис.8 років тому
Teladoc Vs American Well: Which Telemedicine Company is Right For You?
What if Your Health Insurance Policy Doesn't Have a Copay?
Переглядів 1,3 тис.8 років тому
What if Your Health Insurance Policy Doesn't Have a Copay?
What is Telemedicine and Telehealth?
Переглядів 7 тис.8 років тому
What is Telemedicine and Telehealth?
The Best Ohio Health Insurance Companies in 2016
Переглядів 3538 років тому
The Best Ohio Health Insurance Companies in 2016
Medical Mutual's Market 1750 (Silver) Plan Explained
Переглядів 4898 років тому
Medical Mutual's Market 1750 (Silver) Plan Explained
Medical Mutual's 4000 HSA Plan Explained
Переглядів 6388 років тому
Medical Mutual's 4000 HSA Plan Explained
Medical Mutual Vs. Anthem Blue Cross Blue Shield Vs. CareSource: Networks
Переглядів 2,6 тис.8 років тому
Medical Mutual Vs. Anthem Blue Cross Blue Shield Vs. CareSource: Networks
The Best Health Insurance Plans in Ohio for 2016
Переглядів 1,5 тис.8 років тому
The Best Health Insurance Plans in Ohio for 2016
PPO Vs. HMO: What's the Difference and Which is Better?
Переглядів 240 тис.8 років тому
PPO Vs. HMO: What's the Difference and Which is Better?
Ohio's Open Enrollment for Obamacare in 2016: Everything You Need to Know
Переглядів 7718 років тому
Ohio's Open Enrollment for Obamacare in 2016: Everything You Need to Know
Anthem Blue Cross Blue Shield Vs. Aetna: Who is Better?
Переглядів 64 тис.8 років тому
Anthem Blue Cross Blue Shield Vs. Aetna: Who is Better?
Does Your Family Need Life Insurance?
Переглядів 988 років тому
Does Your Family Need Life Insurance?
What is Supplemental Health Insurance?
Переглядів 9 тис.8 років тому
What is Supplemental Health Insurance?
How Long Can Your Kids Stay on Your Health Insurance Plan in Ohio?
Переглядів 6218 років тому
How Long Can Your Kids Stay on Your Health Insurance Plan in Ohio?
Medical Mutual's Market HSA 3000 Silver & 6000 Bronze Plan Explained
Переглядів 1,2 тис.8 років тому
Medical Mutual's Market HSA 3000 Silver & 6000 Bronze Plan Explained

КОМЕНТАРІ

  • @nystagmus
    @nystagmus 2 місяці тому

    Thanks

  • @roppypeck8934
    @roppypeck8934 2 місяці тому

    Thanks Joey !

  • @HungNguyen-se8dn
    @HungNguyen-se8dn 2 місяці тому

    We (my wife and I) are on the Medicare Andvantage PPO plan. In Michigan we use the Henry Ford Hospital or Clinics - No problem and we are OK with it. My question is if we are in Florida where can we go when needed for the same as in Michigan? Thanks

  • @curtiskaltenbach1629
    @curtiskaltenbach1629 3 місяці тому

    Can't seem to find the link for the dental discount cards

  • @jf8461
    @jf8461 3 місяці тому

    Not bad. But I would LOVE to hear actual OPINIONS of what real humans think of both! Because the “differences” are explained clearly on every insurance handout one gets when signing up!

  • @captainsledge7554
    @captainsledge7554 4 місяці тому

    Literally every bit of health insurance is a scam. I have learned it's cheaper to pay cash for everything even hospital visits... then it is to pay ur premium, deductible, and co-pays lol all insurance companies are there to make money. I found that doctors, hospitals, and pharmacies aren't allowed to tell u, that ur insurance marked up the cost by 400%, by law. Which is obsurd. My insurance says I have to pay 30 bucks for my prescriptions no matter what. But when I called another pharmacy, and asked for price without insurance... prices for my meds were 4 dollars, or 9 dollars depending who I called. So they got me there. My premiums are 70 bucks a week. My deductible was 2500 bucks. Last year without health insurance, my doctors office visits were 140 to 160 bucks. With labs. While on insurance they were 390 to 600 bucks per visit. Wtf lol I am 3 months into a year of having health insurance... and I've paid more in premiums and 2 doctors visits... than I have paid in the last 5yrs cash combined. It's insanity that this is legal

  • @7125Mhz
    @7125Mhz 5 місяців тому

    You don't. You leave the doctor alone so he can deal drugs. He's a very busy drug dealer.

  • @anthonyriviello4509
    @anthonyriviello4509 6 місяців тому

    I love the strat 😁

  • @rowdeo8968
    @rowdeo8968 10 місяців тому

    I need to get health care in Las Vegas to supplement Medicare. Right now I have medicare and Upmc western pa moving Oct to Vegas any suggestions?

  • @emeraldkimble7602
    @emeraldkimble7602 Рік тому

    United health carr

  • @nicolestewart6391
    @nicolestewart6391 Рік тому

    You are a life saver!

  • @alexgul7993
    @alexgul7993 Рік тому

    Maybe his msg is important But the Quality of delivery it is very poor

  • @Julie-vr7is
    @Julie-vr7is Рік тому

    Do you need help finding your penis

  • @scole1999
    @scole1999 Рік тому

    That’s Not True! I have CareSource an only go to Cleveland clinic an United Health!

  • @EldritchPursuit
    @EldritchPursuit Рік тому

    $120? It hasn't been that low in ten years. $250 just to get them to authorize the medication that keeps me alive, they literally have to do nothing but give me permission to go buy it. Oddly enough the medicine is actually pretty cheap

  • @jeffreyzeidner8182
    @jeffreyzeidner8182 Рік тому

    Some misinformation you gave about Kaiser. They did not change their name in Ohio they were bought out and the new owners name is Health Span. Kaiser is unique in health care it is not a traditional HMO. The doctors are employees and have no reason to over treat or deny any services to a member. Doctors enjoy the fact they can practice medicine without any restrictions. Kaiser operates their own hospitals and pharmacies and labs so they are in total control of your heath. They invented electronic medical records going back to the 60s. They have a very high retention rate of members many of whom stay with them their whole life.

  • @Windradini
    @Windradini Рік тому

    I just recently lose 100% trust to my insurance agent. I’m searching ways to change agent or even cancel my insurance. I’m completely upset.

  • @joshmaddox2010
    @joshmaddox2010 Рік тому

    You might as well by Hospital Insurance and GAP Medical Insurance.

  • @fredfloyd34
    @fredfloyd34 Рік тому

    Yeah too confusing especially for the elderly and the sick..I say shiesters...Thanks to you we begin to actually wade through that beurecratic BS...TY..

  • @kurticeberg4566
    @kurticeberg4566 Рік тому

    So if I see a doctor regularly for pain management, with spinal stenosis, which plan is best for me?

    • @kurticeberg4566
      @kurticeberg4566 Рік тому

      The HMO would be significantly cheaper for me.

    • @keepscrolling6042
      @keepscrolling6042 Рік тому

      If you have a great specialist I would keep whatever plans allows you to keep him

  • @dianafranklin1263
    @dianafranklin1263 Рік тому

    Aetna as compared to anything comes out on the bottom!!!!! Aetna needs to be put out of business as they treat their insureds like animals - no not true most people treat animals better than Aetna treats people who have insurance with them. It is very unusual for them to pay a claim correctly - they do not provider any provider services at all!!!!! And it is getting worse minute by minute. Any advertisment I get from them goes straight to the trash and I advise my family and friends to do the same.

  • @solomonsalsberg5961
    @solomonsalsberg5961 Рік тому

    I have been watching a bunch of how to read a label and all are annoying but this is really close on info that I am looking for. Dr weil (intergraded), Dr Hyman (functional) is what caught my attention on her, Adrien, intro bio. Very impressive, subsidies hidden trans fat and I'm only a couple of minutes in. But I can't believe people have not viewed or thumbs up this video. People need to get on the same page and realize the ensel keys (9 countries study and the mc government report (McGovern report) phenomena. All the lies and payoffs and influencers and all the silenced dr.s in the past who knew the truth as well as investigator journalists, all going in the wrong direction. It's almost as if we deserve to be sitting in a doctors waiting room waiting an waiting to get called.. It's very interesting how an insurance company take the reins and leave the pack to help prevent more payouts for inexcusable, uneducated, reckless eating behaviors.. I will watch more of this vid... And look into who runs the channel..

  • @elianasmith6330
    @elianasmith6330 Рік тому

    Hello, Please continue to post such an informative and creative videos. Therefore, people like us will be motivated and learn in real life.

  • @t5ige5ov59he
    @t5ige5ov59he 2 роки тому

    Stay clear away from CareSource. Terrible insurance and most doctors don’t want to deal with this company.

  • @VencedorGamer
    @VencedorGamer 2 роки тому

    I have an Atnea plan that's called an HMO D-SNP, it's primary is an HMO, but the dental has it's own PPO within the plan.

  • @thomasjcox
    @thomasjcox 2 роки тому

    We need to do away with this. It doesn’t help anyone.

  • @darylhoskins5696
    @darylhoskins5696 2 роки тому

    Any opinion on Medi Gold , in Ohio , $144 apiece monthly

  • @kenwayne8483
    @kenwayne8483 2 роки тому

    I find atena to be extremely annoying and harassing..."Sick" of them ! Expect to get great amounts of ridiculous mail and phone calls. Most pestorious insurance I have ever had to mess with.

  • @ac-ir9gs
    @ac-ir9gs 2 роки тому

    What about a POS? Is that a piece of shit?

  • @mariannejennisch9293
    @mariannejennisch9293 2 роки тому

    This doesn’t help me decide which one

  • @andrescolorado9270
    @andrescolorado9270 2 роки тому

    Isn’t having an indemnity policy better than noting ? If you can’t afford or maybe are outside of open enrollment ?

  • @andrescolorado9270
    @andrescolorado9270 2 роки тому

    What plans do you sell ?

  • @briihumble1060
    @briihumble1060 2 роки тому

    Can u have both?? My job I’m at now I receive Ppo threw them but just got hired somewhere else that offer HMO, I want to keep both jobs just wondering if I can get both or what will happen… someone help me!!!?????

  • @tahoetom9932
    @tahoetom9932 2 роки тому

    Dude stop making vid you never even said how much teladoc is you. Then you go off track and start listing Netflix prices while never quoting a teladoc price.

  • @ErikROKonly
    @ErikROKonly 2 роки тому

    "coming back like roller skates" use that :)

  • @winec00ler
    @winec00ler 2 роки тому

    I currently have gov't insurance(Medi-Cal), but I started freelancing through a design agency last year and its January now and I have recieved an email offering this insurance, not regular insurance. They offer this "Aetna Voluntary" benefits The plan options include: · Dental $4.66/wk · Vision Care $0.83/wk · Hospital Indemnity $3.50/wk I am 37, single, diabetic. Should I get this?

  • @mactastic144
    @mactastic144 2 роки тому

    What do you think of the EmblemHealth's Essential Plans?

  • @huyget
    @huyget 2 роки тому

    Do You Need Dental Insurance? Well do you have teeth ?

    • @itsbeenawhile9340
      @itsbeenawhile9340 2 роки тому

      Dont be ignorant, please watch the video to fully understand the message. 🤌🏻

  • @ELIZABETHSANCHEZ-nx5kn
    @ELIZABETHSANCHEZ-nx5kn 2 роки тому

    My job just changed our healthcare to Wellnet a self funding insurance plan. I am freaking out ! Calling every where to see if I can get a better plan.

  • @adamblack7874
    @adamblack7874 2 роки тому

    Where do i shop for health insurance?....Everytime i click on something it takes me to dozens of other websites and people start calling.

  • @eloisaferruzola3680
    @eloisaferruzola3680 2 роки тому

    Thank you for the information. Very helpful, I just bought the Silver 1750 from blue Shield ppo.

  • @parv3y092
    @parv3y092 2 роки тому

    I can tell you that they both our garbage they dictate to your medicines and dictate what you can and can't have like are they doctors how do they know what kind of medicine that I need I control my asthma better with marijuana than their medicine ever since I started smoking marijuana I don't even have to use my inhaler goodbye health insurance I don't need you anyways ever since I started smoking marijuana with having aortic stenosis and asthma having to go to the doctor every year I started smoking marijuana I don't ever have to go to the doctor anymore I feel great insurance companies are scammers I couldn't even get an MRI because the insurance company wouldn't pay for when I needed it that was the last time I've been to the doctor insurance companies just dictated when they don't even have room

  • @rellefilms
    @rellefilms 2 роки тому

    Thank you good information, concise and clear

  • @msowens8021
    @msowens8021 2 роки тому

    Really, it doesn’t matter which one is better. Aetna/Medicare is usually connected to incompetent staff. They accept accept any business, which means you will must likely get a racist or incompetent doctor.

  • @alishah7566
    @alishah7566 2 роки тому

    16 اسلام عیکم انشورنس مافیا اور تکافل مافیا والوں کی جو تربیت کی جاتی ھے بہت زیادہ تربیت کی جاتی ھے آپ جیتنی بھی انشورنس کارکنوں ایجنٹ کو بات سمجھا لیں کہ اس فراڈ دھوکے سود جوا سے بچ جائیں لکیں وہ نہ بچ سکیں گے کیونکہ مفت حرام کی آمدن ھوتی ھے آپنی جیب سے تو لگانا کچھ نہ ھوتا ھے صرف اور صرف لوٹ مار ھی کرنی ھوتی ھے وہ کوئی جیتی کر لے ساتھ لڑکیاں رکھی جاتی ھے دن اور نائٹ لوگوں کے کھر جاتے ھیں بہت گندہ کام ھے لکیں جو قابو آ چکے ھیں وہ بہت مشکل ھے کہ اس گند سے نکل سکیں آپ سے عرض ھے کہ جو آپ سے فراڈ ھو چکا ھے انشورنس کے نام پر اس کو سامنے لائیں اور جو فراڈ ھو چکا ھے آپ کے جاننے والوں کے ساتھ وہ سامنے لائیں تا کہ ہماری آنے والی نسل انشورنس مافیا کے ظلم کا شکار نہ ھو جائے انشاء اللہ زندگی باقی بات باقی اللہ حافظ

  • @buildbackbetter6875
    @buildbackbetter6875 2 роки тому

    I am interested in Anthem but thanks for letting me accidentally discover your ASMR channel, 😂

    • @dorismccollester9522
      @dorismccollester9522 Рік тому

      I had Anthem blue cross Plan F for 30 years , after retirement I changed to the same plan supplemental to medicare , never had a doctor or hospital bill , covers everything , no deductible .

    • @explorerofunknownworlddept6232
      @explorerofunknownworlddept6232 7 місяців тому

      ​​​@@dorismccollester9522but how about your monthly premium? Also are you visiting Drs often and have chronic diseases?

  • @endy4797
    @endy4797 2 роки тому

    PPO all day

  • @seanle5381
    @seanle5381 2 роки тому

    I actually clicked on your face, twice.

  • @taj8504
    @taj8504 2 роки тому

    Hey bro, I am sick of paying penalty for not having health insurance. I have decided to get good health insurance for my family and my self. Can you please help me choosing the right insurance which provides good coverage and doesn’t drain my pockets? How can I contact you? Please help. Thank you

  • @Rod-bp8ow
    @Rod-bp8ow 2 роки тому

    Any of those options aren't good, they have so many concerns that are not advisable. Consumer protection is always implemented worldwide, protected from FRAUD. Better have a DISCOUNT card that is best above the rest, that does not exaggerate its promos. SMEs........,.respectively.